Protect Your Future with a Dedicated Financial Advisor in Pennsylvania.

Retirement Income Planning

You’ve saved your whole life for retirement. Maybe that money is in an IRA, a 401(k), or a defined benefit plan. Some of it might even be in a savings account or a CD. If you combine your accumulated assets with projected Social Security earnings, will you have enough to retire and stay retired? Will you be able to cover your basic needs with enough left over to enjoy life? That question is on the minds of a lot of pre- and post-retirees. We will work to help you figure out how your income streams can work together in retirement and present you with strategies for creating an additional income stream you can’t outlive.

Financial Planning

Accumulating and preserving assets is important to an overall financial plan. If you are tired of the volatile market, we can assess your situation to help make sure your portfolio is diversified and matches your risk tolerance. We can also review your accounts and help to make sure they are working together short-term, long-term, and tax-wise, in order to best support your goals. We believe we excel at managing the big picture, as well as the details, so you don’t have to. In other words, we do the work and you get the perks!

Estate & Legacy Planning

Protecting, preserving, and passing along your estate is important to overall financial well-being. We work to make certain you have a plan that allows you to protect your assets, save taxes, and pass along more wealth to heirs, a preferred charity, or a cause you are passionate about. It’s better to address legacy wishes today, while time is on your side, rather than wait until it’s too late! We have established relationships with attorneys to help with estate planning and can provide referrals when needed.

Insurance Strategies

When we look to the future, we all hope to live long and healthy lives. While it’s not pleasant to think about, life does not work out that way for everyone. Accidents and illnesses are a reality that many of us don’t consider, and this can work to our detriment. Life insurance is a way to be proactive! You should make sure your spouse and family are financially provided for in the event of an untimely passing. Long-term care insurance can be utilized to make sure adequate support is in place, should you need help with daily living activities and health care tasks due to declining health. Planning for life’s “what ifs” today can reduce financial burdens in the future. 

Tax Minimization Planning

Tax minimization planning is an important part of preparing for your financial and retirement future, as every extra dollar in tax savings can be allocated to other goals. We offer customized tax strategies to maximize advantages while navigating law changes and IRS requirements. While most people want to pay their fair share of taxes, they don’t want to overpay. We partner with CPAs to help with tax-related issues and work to make sure Uncle Sam isn’t taking too much of your hard-earned savings.

Wealth Management

You’ve worked hard over the years to save for your future and grow your wealth. After the accumulation phase, most clients are concerned about preserving and protecting their wealth. No matter what phase you are in, we will help you get the most out of your nest egg. We are here to help ensure that your savings are there when you need them most—in retirement.